NMB Bank has teamed up with Savings at the Frontier(SatF), a partnership between Mastercard Foundation and Oxford Policy Management,to introduce a unique financial inclusion model aimed at serving thousands of savings and loans groups in the country. Through the partnership, NMB and SatF aim to provide financial solutions to over 28,000 financially excluded groups across the country. The newly introduced model allows groups and group members to use the bank’s digital advantage which gives them room to self-open group and individual accounts through their mobile phones, manage members’ activities without a physical visit to branches, safely and securely save their excess funds while taking advantage of the growing network of banking agents and mobile money integration. The new model is an enhancement of the ‘NMB Pamoja Account’ which targetsVillage Savings and Loans Associations (VSLAs), Savings and Internal Lending Communities (SILC), Village Community Banks (VICOBA), Community Based Savings Groups (CBSG), Community Based Organizations (CBO), Family and Friends Groups, and links them to the bank with the widest branch network in the country. Our Acting Managing Director - Ruth Zaipuna (Left) and Chief Retail Officer - Filbert Mponzi (Right) in a jovial mood moments after the official launch of NMB Pamoja Account. Others in the picture are Ms. Zaina Mikidadi (centre) a customer, Acting Chief Finance Officer - Benedicto Baragomwa, Chief Wholesale Banking - Alfred Shao and Acting Chief Human Resources Officer- Emmanuel Akonaay. Speaking at the launch, The NMB Bank’s Acting Managing Director – Ruth Zaipuna said:“Our goal isto bridge the gap between the supply of formal financial services and informal savings groups by improving access to financial services.This is an enhancement of the current groups saving product named NMB Pamoja Account for affordable, convenient and easy to access banking services.” Extending NMB’s commitment to financial inclusion, NMB Pamoja is fully integrated with the NMB Chap Chap account, allowing groups and members to seamlessly transfer funds between groups and individual accounts with zero fees. The platform, which is safer and more convenient, is allowing thousands of savings group members to access formal financial services for the first time. Other features that increase simplicity and convenience include:beingable to make contributions, check balances, view mini-statements, open a group accountvia USSD(*150*68#), all with no monthly maintenance fee or account operational feeas well as attractive annual interest rates. “We are very proud to support NMB in this venture.We believe the partnership between NMB and SatF is a great opportunity to test a sustainable and scalable model that could really benefit informal savers in Tanzania and contributes to Bank of Tanzania’s plan for increasing financial inclusion, especially among women.”said Janet Hayes, Team Leader for SatF. The NMB-SatF collaboration breaks new ground, pioneering a new financial inclusion model. The move is expected to pave the way for more investment and participation of other players in the financial services sector. While NMB provides its banking excellence and platform as among the biggest banks in Tanzania, SatF brings to the table global experience and expertise in improving the financial inclusion of low-income individuals and communities in sub-Saharan Africa.  

NMB Bank Plc Ag. Managing Director: Ruth Zaipuna. Dar es Salaam, January 31st, 2020 – NMB Bank Plc. (“NMB”) has recorded a 52% increase in Profit after Tax (PAT) for the year ended 31 Dec 2019. The Bank’s net profit increased from TZS 97.7 billion in 2018 to TZS 148.6billion in 2019. The growth is attributed to an increase in the Bank’s operating income, which increased by 5%, reduced impairmentcharges by 27%, and cost control measures that resulted in flat year on year operating costs. The Bank’s interest income increased by 4% from TZS 601.6 billion in 2018 to TZS 626.3 billion in 2019,Non-Funded income increased by 14% from TZS 195.9 billion in 2018 to TZS 224 billion in 2019, while impairment charges dropped by 27% YoY from TZS 137.3 billion in 2018 to 100.4 billion in 2019, attributed to significant improvement in the quality of the loan book and loan repayments during the year. The Bank’s total assets grew by 15% from TZS 5,680 billion in 2018 to TZS 6,548 billion in 2019. Loans and advances to customers increasedto TZS 3,619 billion a 12% increase from TZS 3,272 billion recorded in the previous year. The Bank’s asset growth was funded by a TZS 629 billion increase in customer deposits as well as the NMB Retail Bond, which raised TZS 83.3 billion in liquidity. Overall customer deposits rose by 15% from TZS 4,280 billion in the previous year to TZS 4,871 billion in 2019. With approximately 22% market share in both loans and customer deposits, NMB has the largest Balance Sheet in the banking industry and remains the most profitable Bank in the country. The Bank wishes to thankcustomers, shareholders, investors, the Government and staff for their continued support, trust and confidence.We look forward to a more successful 2020. NMB Close to You.   For enquiries contact: Rahma Mwapachu, Head Marketing Email: This email address is being protected from spambots. You need JavaScript enabled to view it. document.getElementById('cloak6def8e307d2f2b5704401c4fa7d00eb6').innerHTML = ''; var prefix = 'ma' + 'il' + 'to'; var path = 'hr' + 'ef' + '='; var addy6def8e307d2f2b5704401c4fa7d00eb6 = 'rahma.mwapachu' + '@'; addy6def8e307d2f2b5704401c4fa7d00eb6 = addy6def8e307d2f2b5704401c4fa7d00eb6 + 'nmbtz' + '.' + 'com'; var addy_text6def8e307d2f2b5704401c4fa7d00eb6 = 'rahma.mwapachu' + '@' + 'nmbtz' + '.' + 'com';document.getElementById('cloak6def8e307d2f2b5704401c4fa7d00eb6').innerHTML += ''+addy_text6def8e307d2f2b5704401c4fa7d00eb6+''; Anna Mwasha, Ag Head Strategy &Investor Relations Email: This email address is being protected from spambots. You need JavaScript enabled to view it. document.getElementById('cloak5d193f524ecfb38ea952e0c86ae41f2c').innerHTML = ''; var prefix = 'ma' + 'il' + 'to'; var path = 'hr' + 'ef' + '='; var addy5d193f524ecfb38ea952e0c86ae41f2c = 'anna.mwasha' + '@'; addy5d193f524ecfb38ea952e0c86ae41f2c = addy5d193f524ecfb38ea952e0c86ae41f2c + 'nmbtz' + '.' + 'com'; var addy_text5d193f524ecfb38ea952e0c86ae41f2c = 'anna.mwasha' + '@' + 'nmbtz' + '.' + 'com';document.getElementById('cloak5d193f524ecfb38ea952e0c86ae41f2c').innerHTML += ''+addy_text5d193f524ecfb38ea952e0c86ae41f2c+'';   About NMB: NMB Bank Plc. (“NMB”) is a full service commercial bank incorporated in the United Republic of Tanzania. Through its 3 main business divisions: Retail, Wholesale, and Treasury, NMB provides a suite of financial services and products to Retail customers, SMEs, Corporates, institutions and the Government.   The Bank has 224 branches and more than 800 ATMs across the country. NMB has over 3 million customers and employs over 3,400 staff. The Bank is listed on the Dar es Salaam Stock Exchange in Tanzania.

First-of-its kind initiative supports Tanzanian government’s aim to increase digitization Dar es Salaam, Tanzania – 05 May 2020: Mastercard has partnered with transportation solutions provider EYWA and leading financial institution NMB Bank to launch the EYWA Transit Solution in Tanzania. Consisting of a mobile App and a Transit Card, this first-of-its-kind mass transportation solution in the country will leverage cashless payments and digital technologies to efficiently transform how millions of commuters are moved daily within and across major cities. Powered by the Mastercard QR (quick response), EYWA’s mobility management platform technology and NMB Bank’s banking expertise, commuters can now minimize contact during transit and stay safe as they commute. The solution enables commuters to avoid ticket-buying queues; check into the waiting pool of their destination; track the time of arrival of their buses and avoid the jostling and human-to-human contact by scanning their card to board the bus. With the use of their mobile phones (feature or smartphone) and transit cards, commuters can also cut out cash payments and the time wasted waiting for change through the pre-payment feature. Commercial bus operators on the other hand will be able to view their passenger pool ahead of their arrival at the next station, ensure swift and organized passenger pick-up and be pre-informed on the number of stops per trip making travel time more predictable and efficient. In addition to this, bus operators will also benefit from being included in the financial ecosystem through the digitized payments, creating for themselves distinct financial records needed for securing credit facilities for the expansion of their business or maintenance of their vehicles. Toffène Kama, CEO of EYWA said: “We are committed to making decent mass-transit services accessible for all with a goal of moving millions of Africans daily and safely, at the cost they can afford. As the world grapples with the COVID-19 pandemic, we are humbled to be able to launch a solution that will enable commuters in Tanzania transit while being able to stay safe by limiting human-to-human contact. Leveraging Mastercard QR and our unique technology, the solution centralizes the fare collection from a broad range of payment methods, ensuring a convenient, secure and hassle-free cashless experience for both drivers and passengers. We commend the efforts of the Association of Transporters in Dar es Salaam (UWADAR) and others in ensuring their network of drivers optimize this solution in providing better services to their customers”. Over the past year, Mastercard has launched several digital payment partnerships in Tanzania designed to equip people with the right tools to join the digital economy and pave their own path towards financial security. These partnerships have resulted in a Mastercard QR consumer base of tens of millionsand more than 50,000 new merchants accepting QR payments in the country. Adam Jones, Area Business Head, East Africa, Mastercard, said: “With more people traveling around urban areas for work or leisure, cities are looking to better address the demand across public transit networks. As such, we are proud to have partnered with EYWA and NMB Bank to launch Mastercard QR in the transport sector, an integral part of Tanzania’s economy. With thousands of people using public transport on a daily basis, our digital payment technology integrated into this solution will have a substantial and positive impact on driving inclusive growth, as well as building the digital economy. Also, as people adopt new spending and sanitary behaviors in the light of current realities, this touch-free payment and transport system will enable more people to commute safely and transform the transport system in the country”. This solution satisfies a growing need for an organized mass transit network that will appeal to all.  To enjoy this service, all passengers need to do is get their free EYWA Transit Card from EYWA agents located at bus stops and top-up through any of their preferred platforms. Commuters will receive information on the next arriving bus on their mobile phones. Smartphone users can also download the EYWA App for an even better user experience. As the banking partner in this partnership, NMB Bank is no stranger to enabling commercial transport operators join the formal economy using digital payments technology tools. Last year, leveraging Mastercard QR, the bank enabled commercial motorcycle riders (boda-boda riders) to receive payments from customers directly to their NMB bank accounts, introducing them to a safe and secure payment platform that includes them in the financial ecosystem. Ruth Zaipuna, Acting Managing Director of NMB Bank said:  “We are committed to growing Tanzania’s transportation sector and working with partners such as EYWA and Mastercard to introduce a digital solution that will not only promote a cashless society but will also benefit commuters and passengers – and the economy. “Formalization of these payments is a key component of NMB’s drive to enhance financial inclusion among the commuters and the transport sector as a whole. With Mastercard QR, we are providing an efficient means for commuters to receive payments from all MNOs and commercial bank customers that are Mastercard QR enabled. We all understand the obvious security risks that come with handling cash,” said Zaipuna. This service will be available at all bus stations nationwide in Tanzania, starting with Dar es Salaam. Mastercard and EYWA plan to expand to other markets across East Africa, enabling more people to enjoy smooth and seamless digital transit services in the coming months. - End -   About Mastercard (NYSE: MA), www.mastercard.com Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Mastercard Communications Contact Toju Egbebi; This email address is being protected from spambots. You need JavaScript enabled to view it. document.getElementById('cloakb7937cda67f53fb0f99a8c8578a433c7').innerHTML = ''; var prefix = 'ma' + 'il' + 'to'; var path = 'hr' + 'ef' + '='; var addyb7937cda67f53fb0f99a8c8578a433c7 = 'toju.egbebi' + '@'; addyb7937cda67f53fb0f99a8c8578a433c7 = addyb7937cda67f53fb0f99a8c8578a433c7 + 'mastercard' + '.' + 'com'; var addy_textb7937cda67f53fb0f99a8c8578a433c7 = 'toju.egbebi' + '@' + 'mastercard' + '.' + 'com';document.getElementById('cloakb7937cda67f53fb0f99a8c8578a433c7').innerHTML += ''+addy_textb7937cda67f53fb0f99a8c8578a433c7+'';   About EYWA Eywa Miles Ltd. (EYWA) is a full-stack Mobility and Payment service provider incorporated in the United Kingdom. We startedas a consultancy business offering highly specialized expertise to Mobile Network Operators, Transport Operators, City Planning officials, before building a fully-fledged Mobility Management Platformespecially designed for developing markets. The Eywa team is diverse and complementary with serial entrepreneurs and professionals with decades of track records in all relevant sectors across North America, Europe, Africa as well as the Middle East. Our ultimate goal is to decently move over a billion commuters daily, at fares each one can afford without compromising on safety. After an initial mobile ticketing service launchedin collaboration with Orange (in West &Central Africa),we partnered with Mastercard to launch our next-gen mass-transit platform for a pan-African rollout. For more information about Eywa, please visit our website: www.eywamiles.com   For more information:www.eywamiles.comEmail: This email address is being protected from spambots. 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NMB Bank Rebrands NMB Mobile and NMB KLiK Changes NMB Mobile and NMB KLiK app to NMB Mkononi Access banking services in the palm of your hand, anytime and anywhere October 7, 2019.... Dar es Salaam: NMB Bank PLC has today launched a digital campaign focusing on the improvement of its Mobile Platform and the NMB KLiK App to enhance accessibility and convenience to access financial services. A new brand name for NMB Bank’s mobile platform was also unveiled called NMB Mkononi replacing NMB Mobile and NMB KLiK App. The bank decided to rename its mobile platform so as to ensure that all Tanzanians, from all walks of life can resonate with the mobile banking services and be able to access NMB’s banking services easily in the palm of their hands.  NMB Mkononi now officially launched Our Chief Retail Banking- Filbert Mponzi Flagged off the roadshow to officially launch NMB Mkononi. With him are Ag. Managing Director- Ruth Zaipuna, Chief Internal Audit- Juma Kimori, Ag. Chief Human Resources- Emmanuel Akonaay and Chief Risk and Compliance- Victor Rugeiyamu. Speaking at the launch at NMB Head Office, NMB Bank’s Chief Retail Banking – Filbert Mponzi said the bank has enhanced some features in its mobile platform as part of improving customers' experience. Findings from FinScope Tanzania indicate that one of the main drivers of access to financial services in Tanzania has been the take-up of digital financial services which require mobile phone ownership.  63% of Tanzanians own mobile phones. NMB Bank is optimistic on increasing the number of customers from the current 3.5 million, through self-account opening on mobile phones and reaching the unbanked population. Mr Filbert said “With NMB Mkononi, anyone can open an account instantly through a feature or smart phone. They will be able to transfer money to MNO’s up to 2,000,000 shillings, transfer money from NMB account to other banks, pay bills for free, withdraw cash without an ATM card, and make payment of goods and services at Mastercard QR and Visa on mobile payment points.” Customers can also be able to effect payment of different taxes through the Government electronic payment system where taxes and fees like customs duty, domestic revenue collection, Tamisemi, BRELA, Tanesco, TRA, police fines, digital passport fees (immigration) water utilities as well as TPA through its USSD (*150*66#) and NMB Mkononi App. The re-launch of this innovative service revitalizes NMB’s customer- centric approach to our services, allowing them to have the convenience of accessing banking services anytime, anywhere. NMB Bank is the only bank in the market that allows customers and non-customers to send money from NMB account to other banks without visiting branches. This rebrand will elevate NMB’s focus on the ability to provide a strong customer experience and financial services offering to well serve existing customers as part of celebrating Customer Service Week – Magic Lives Here! Our ability to provide strong customer experience while exhibiting unique brand values and products is a key differentiator in the market.