Banking and lifestyle services on your hand

NMB Mkononi is more than a banking app. It is an all-in-one lifestyle platform designed to give NMB customers and non-NMB customers access to financial services, public services, insurance, entertainment, health, transport, investments and more from one simple and modern app.

With NMB Mkononi, you can send money, pay bills, manage your cards, open an account, access instant loans, buy insurance, book SGR tickets, track your spending, manage group accounts, and enjoy many other services anytime, anywhere.

Download NMB Mkononi from the App Store or Google Play Store, or access the service by dialling *150*66#.

What You Can Do With NMB Mkononi

Send Money Easily

Transfer money securely through NMB Mkononi to other NMB accounts, mobile wallets, other bank accounts and selected international destinations including Kenya, Uganda, Rwanda and South Africa.

You can also save your favorite beneficiaries for faster transactions in the future.

Pay Bills and Merchants

With Lipa Mkononi, paying merchants is simple. You can enter the merchant Lipa number, scan a QR code, or upload a QR code from your gallery, then confirm the payment using your PIN or biometric authentication.

Open an NMB Account Through the App

You can open an NMB account directly through NMB Mkononi without visiting a branch. Available account options include Personal Account, Bonus Account and Diaspora / Kikwetu Account.

Accounts are available in TZS and USD depending on the account type.

Access Mshiko Fasta Loans

Need a quick boost? NMB Mkononi gives eligible customers access to Mshiko Fasta, allowing you to access instant micro-loans directly through the app.

Manage Your Cards

The Cards menu gives you control over your Debit, Virtual, Credit and Prepaid Cards. You can view card details, block and unblock cards, enable or disable online payments, request or replace a card, check card balances, and link your Prepaid or Credit Card.

Track Your Spending

NMB Mkononi comes with Personal Finance Management tools that help you understand your spending habits through smart analytics, visual reports and automated expense categorization.

You can also use Spend to Save, a feature that helps you save automatically as you spend.

Schedule Recurring Transactions

With recurring transactions, you can automate regular payments such as transfers, bill payments and airtime purchases. You can schedule internal fund transfers, transfers to other banks, transfers to mobile wallets and airtime purchases on a daily, weekly or monthly basis.

Buy Airtime and Data Bundles

Buy airtime and data bundles for Yas and Vodacom instantly through the Bundle Purchase feature.

Use Mini Apps

NMB Mkononi includes mini apps that bring more services into one platform, including NMB Kikundi for group savings and investment management, NMB Umebima for insurance services, DSE for Dar es Salaam Stock Exchange trading, and SGR Booking & Payment for train ticket booking and payment and many more!

Tanzanians living abroad can also open Diaspora Personal Accounts and Bonus Accounts in TZS and USD.

How to Register for NMB Mkononi

You can register for NMB Mkononi through NMB ATM, NMB Branch, Branch POS, Branch Portal, self-registration using biometrics on the app, or during account opening.

Non-NMB customers can also register using a mobile number or email and access selected services.

How to Download and Activate NMB Mkononi

Android

  1. Search for NMB Mkononi on the Google Play Store. 

  2. Download and install the app. 

  3. Allow required permissions such as camera, contacts and location. 

  4. Open the app and follow the activation steps. 

iOS

  1. Search for NMB Mkononi on the App Store. 

  2. Download and install the app. 

  3. Allow required permissions such as camera, contacts and location. 

  4. Open the app and follow the activation steps.

To activate the app, use your registered NMB Mkononi credentials or select biometric activation. For the best experience, allow the required app permissions such as camera, contacts and location.

Security Features

NMB Mkononi is built with security in mind. You can enable biometric login using fingerprint or facial recognition, manage your transaction limits, and complete selected transactions securely using biometric authentication.

You  can also increase your  transaction limit up to TZS 30,000,000 per day through biometric authentication within the app.

Ready to enjoy banking beyond banking?

Download NMB Mkononi today from the App Store or Google Play Store and experience a smarter, faster and easier way to bank, pay, save, invest and access lifestyle services.

NMB Mkononi — Mkononi Patamu, Maisha Matamu.