These are medium sized loans to small and medium entrepreneurs to support small and medium sustainable businesses and investment related activities. The credit need is analyzed based on the size, nature and viability of the enterprise to be financed.


  • Applicants can borrow from TZS 50,000,000 to a maximum of TZS 1,500,000,000
  • It provides loan funds for both working capital and long term investment needs
  • Easy to obtain from our existing largest network of over 215 branches all over the country
  • Competitive interest rates
  • Our officers are regularly trained to equip the borrowers with business skills
  • Flexibility in repayments ranging from 6 months to 60 months depending on the credit purpose, purpose and anticipated cash flows
  • SME’s can graduate and become eligible for corporate loans within NMB
  • Flexible and appropriate installment terms for businesses with irregular cash flows

To calculate your repayment plan use our Loan Calculator.


  • Applicants must be at least 18 years of age
  • At least three years’ experience in operating same or similar business
  • The business must be located within a location served by an NMB branch
  • Business must have a steady cash flow
  • Applicants must have proper recording system and also shows the capability of operating business profitably
  • Applicants must have a premise (owned or rented)
  • The borrower must have business license/permit from local authorities in his or her own name
  • Applicants must have a good reputation in the community
  • Applicants must open or have an NMB Business Account or NMB Business Account Plus with NMB

 For further assistance, please contact your nearest NMB branch, call 0800 002 002 or email This email address is being protected from spambots. You need JavaScript enabled to view it.