Kilimo Account is a tailor made saving account for farmers which offers bonus interest rate for a farmer’s savings from realized sales proceeds after crop harvest and sold through warehouse receipt system or other market channels.


  • Guaranteed safety of your cash after harvest
  • Interest rate offered is the normal NMB deposit interest rate plus bonus equivalent to NMB Bonus account interest rate.
  • No maintenance fees
  • Access to all NMB delivery channels i.e. Over 215 branches, over 800 ATMs, over 6000 NMB Wakala Agents and NMB Mobile Banking

For whom

  • Farmers must be 18 years and above
  • Farmers must have a farm producing non-perishable crops and harvest records for at least recent three (3) years.
  • Farmers must be from AMCOS/Primary Cooperative Societies banking and operating with NMB only

How to open

  • Guarantee and reference letter from the AMCOS/Primary Cooperative Society must be obtained
  • An ID card (i.e. voting registration card, cooperative society member ship card, driving license or passport )
  • Two current passport size photographs with blue backgrounds

For further assistance, please locate your nearest NMB branch, email This email address is being protected from spambots. You need JavaScript enabled to view it. or call 0800 002 002