We offer financial assistance ranging from individuals, commercial, schemes/cooperatives, and businesses in the agriculture value chain. Our key success in agriculture financing has been the continuous investment in the industry, research and development, product development, and partnerships with key stakeholders. The NMB Agribusiness Department provides tailored financial solutions together with other related departments in the bank, which include the NMB Foundation, Agri Advisory, and Food and Agribusiness Research and Advisory Services (FAR). 

1. Agribusiness Solutions

NMB Bank has developed unique structured financial solutions and offerings to agribusinesses (agriculture, livestock, fisheries and forestry) and gathered a wealth of experience that makes the bank more competitive in the value chain financing. 

With specialized Relationship Managers/Officers at Head Office, Zones, and Agri Branches, we offer support and financial solutions depending on origin, nature, tenor, sector and other parameters that need support for various products, including

  • Warehouse Receipt Financing
  • Collateral Management Agreement
  • Out growers Scheme Facilities
  • Working Capital Financing (off and on balance sheet)
  • Short, Medium- and Long-term credit facilities
  • Agribusiness bank accounts (individuals, savings and business).

2. Agribusiness Advisory

The Agribusiness Advisory serves as the strategic engine driving the Bank’s agricultural financing and financial inclusion initiatives across Tanzania by providing expert advisory services, conducting value chain analysis, and supporting branches and zones in delivering and implementing tailored financial solutions for farmers, agribusiness, and cooperatives. Through field-based interventions, staff training, and research-led initiatives, the department ensures that agricultural lending aligns with best practices, market trends, and regulatory standards. It also fosters partnerships with government institutions, private sector stakeholders, and development partners to enhance access to finance, promote innovation, and strengthen resilience within agricultural value chains, ultimately contributing to the growth and sustainability of the bank.

3. Food and Agribusiness Research and Advisory Services (FAR)

Food and Agribusiness Research and Advisory Services (FAR) typically focus on providing specialized financial advisory and research support tailored to the agribusiness sector. 

4. NMB Foundation for Agricultural Development (NFAD)

The Foundation’s key objective is to strengthen the management of cooperatives and farmers’ organisations, governance, marketing and provision of financial skills, as well as providing farmers with new production techniques to improve productivity. As a result, this will make the farmer’s organizations and cooperatives sustainable and bankable.