Overview
Goods in Transit Insurance covers loss or damage to goods while being transported. Covered risks include fire, collision, overturning, theft, accidental damage, natural disasters, and damage during loading or unloading.

Information required for issuance or quotation

• Estimated annual carrying capacity that reflects the total value of goods to be transported in a year
• Limit for any one carry or consignment
• Description of goods
• Transport route
• Use of own or hired transport
• Type of transport, such as a container or a closed body vehicle
• Security measures in place
• Mode of transport, including road, sea, and packaging method
• Duration of coverage for single trip or annual policy
• Nature of goods, including hazardous or non-hazardous

Claims procedures and documents required

1. Notify the insurer or NMB claims team immediately

2. Copy of ID including NIDA, Driving License, or Voter’s ID

3. Duly completed claim form

4. Goods tax invoice and delivery note

5. Vehicle registration card and driver’s license

6. Contract of carriage if the consignor and consignee differ

7. Police forms PF 90 and PF 93 if an accident occurred

8. Police report in case of theft

9. Photos taken at the scene

10. Details of insurance coverage of all parties involved

11. A signed letter from the owner or consignor lodging the claim

12. Any additional documents requested