Ramadhan Kareem! Siku 30 za Mfungo Mtukufu wa Ramadhani utapata rejesho la hadi 15% ukilipia futari kwa NMB Mastercard au Lipa Mkononi (QR) katika Migahawa hii! S/N Mgahawa Mahali 1 ADAM'S KITCHEN DAR 2 CHEFS  PRIDE DAR 3 GOLDEN FORK -SINZA DAR 4 GOLDEN FORK-MIKOCHENI DAR 5 GOLDEN FORK-DODOMA DODOMA 6 ALA NNOOR RESTAURANT ZANZIBAR 7 TANGA BEACH TANGA 8 SANDE FAST FOOD LINDI 9 SPLASH RESTAURANT MTWARA    

Furahia rejesho la hadi 10% ukilipa kwa kutumia NMB Mastercard au Lipa Mkononi (QR) katika maeneo yafuatayo kila Ijumaa ya mwisho wa mwezi: S/N Merchant Name Discount Location 1 Puma Upanga Dar 10% Dar es Salaam 2 Puma Ocean Road Dar 10% Dar es Salaam 3 Oryx Mwenge Dar 10% Dar es Salaam 4 Olympic Petroleum 10% Mwanza 5 Puma Moshi Posta 10% Moshi 6 Manjis Petroleum Arusha 10% Arusha 7 The Picnic Bar and Lounge Arusha 10% Arusha 8 Amazon Service Station Tabora. 10% Tabora 9 FM Filling station Singida. 10% Singida 10 Coastal Fuel Stations Zanzibar. 10% Zanzibar 11 Manyanya Oil 10% Tunduma 12 Shooters Sports Bar and Lounge Mtwara. 10% Mtwara 13 Paris Bar & Restaurant Lindi. 10% Lindi 14 Juliana Pub Dar 10% Dar es Salaam 15 Kili Home 10% Moshi      

EUROPEAN INVESTMENT BANK FINANCIAL SUPPORT TO SMEs& MidCaps  NMB Bank Plc (NMB) has collaborated with European Investment Bank (EIB) to provide financing to Small and Medium-sized Enterprises (SMEs), MidCaps, and sub-projects that support gender equality, women economic empowerment and the blue economy sectors.  This collaboration will enable NMB to continue supporting government efforts focused at unlocking sustainable economic prosperity across the country through access to credit, financial inclusion and employment opportunities.  Eligibility Criteria 1.     Eligible Borrower a)     SMEs and MidCaps (EIB Definition) Eligible SMEs are defined as enterprises with less than 250 permanent full-time employees and Midcaps are defined as enterprises with a minimum of 250 and less than 3,000 permanent full-time employees.   b)    Gender and Women Economic Empowerment Eligible borrowers under this category should be an SME or MidCap founded or owned by women (at least 50% of the business), 30% of its leadership team is comprised of women (Executive Management and at least one woman is in the Board/Investment Committee), at least 40% of its workforce are women, and generates product(s) or services that specifically or disproportionally benefit women and address critical barriers to gender equality and women’s economic empowerment. c)     Blue Economy Eligible borrowers to be financed under this category are those that have sub-projects that impact positively the blue economy sectors. These include: Marine-based activities (capture fisheries, aquaculture, marine renewable energy, desalination, maritime transport, maritime and coastal tourism, coastal resilience), Marine-related activities (seafood processing, biotechnology, shipbuilding and repair, port activities, technology and equipment, digital services, research and innovation in ocean industries, ocean monitoring and protection platforms and services), Aimed at reducing the impact of land-based activities on the marine environment (e.g. solid waste and waste-water management, pollution reduction), or Aimed at protecting the coast from the effects of floods (e.g. coastal protection projects, stormwater management)  2.     Location for Borrowers Borrowers shall be registered anywhere in the territory of Tanzania. 3.     Eligible Use of Funds and Excluded Activities a)     Funding is aimed at SMEs and MidCaps that are economically, environmentally, technically and financially sound. b)     The funding can be used for: Tangible Assets: - Purchase, renovation or extension of tangible assets, with some restrictions concerning land purchases.  The financing of land purchase is excluded unless it is technically essential for the investment. Intangible Assets: - particularly the expenditure involved in R&D, purchase of process licenses, software, patents, trademarks, brands and similar rights and assets. However, the following intangible assets will not be financed by EIB funds, including goodwill, licenses or rights for mineral resource exploitation and production rights in the agricultural sector. Working Capital: - Medium and Long-term working capital requirements needed for the operational activity of the SME or MidCap. c)     Excluded Activities: EIB funds shall not finance  sectors that deal with production of weapons and ammunition, arms, military or police equipment or infrastructures; equipment or infrastructure limiting people’s individual rights and freedom; activities which give rise to environmental impact that are not largely mitigated and/or compensated; activities considered ethically or morally controversial or prohibited by national legislation; activities targeting the production or sale of goods which are the subject of an act infringing a trade mark or a geographical indication; activities including resettlement of people; gambling; and tobacco related activities.  What are the benefits for the EIB-supported loans?  Through this collaboration, SMEs and MidCaps will be able to access financing with a financial advantage that translates into a longer tenor than that offered without EIB's participation.

It all started with MastaBata followed by a second season called Masta Bata Siyo Kikawaida to Mastabata Kivyakovyako then to MastaBata Kotekote. This season we are cementing the culture with MASTABATA HALIPOI!  MastaBata – Halipoi is another three – month rewards season celebrating your loyalty and usage of NMB mastercard or Lipa Mkononi on purchase channels from 27th October 2023 to 27th January 2024. The campaign is anchored on weekly, monthly and grand finale draws that will see lucky winners walk away with cash prizes and trips to Kendwa Rocks Beach – Zanzibar and Cape Town – South Africa!  Simply PAY using your NMB mastercard through Point of Sale (POS), Online channels or Lipa Mkononi (QR)… the more you pay, the greater chances for you to WIN! Weekly Draw Prizes Weekly Cash Prize – Cash credit to account worth TZS 100,000/- each for 80 lucky winners for 12 weeks. Weekly papo kwa papo winners Cash prize worth TZS 50,000/- each for 20 lucky winners from different locations Monthly Draw Prizes (for 20 lucky winners)  Monthly Trip - 3 Winners A Trip to Kendwa Rocks with their partner of choice 2 Days/1 Night with TZS 200,000/- @ as pocket money. Monthly Cash Prize – 10 lucky winners @ TZS 500,000/- *The Monthly Draws will be conducted for Month 1 and Month 2 of the campaign Grand Prize (for 8 lucky winners)  All- inclusive trip to South Africa - Cape town for 8 lucky winners with their partners of choice: 5days/ 4 Nights    Let Mastabata – Halipoi gear your festive season with your loved ones!

1. Motor Insurance: Comprehensive Cover  SN FEATURE LIMIT/DESCRIPTION 1 Sum Insured Based on agreed value. No accounting for depreciation 2 Free Windscreen Cover Replacement Value 3 Alternative Transport up to 15 days   Tshs. 50,000/= per day Alternative vehicle benefit to start after authorization of repairs. 4 Free Towing and Recovery when involved in an accident Tshs. 2,000,000/= 5 Personal accident for the driver against death and permanent disability Tshs. 5,000,000/= 6 Third Party Property Damage Tshs. 100,000,000/= 7 Replacement of key in case it is lost or stolen Replacement Value 8 One night accommodation following accident happening 100km away from home Tshs. 100,000 9 Premium Rate 3.5% Other Benefits:  -   Fleet discount – 20% for 50 vehicles and above. 2. Home insurance   Rates  Building – 0.15% Contents – 0.3% All Risks – 0.5% (Theft to Mobile items (laptops, Mobile phones) covered only within the premises) Benefits: Reasonable additional expense for alternative accommodation for maximum of 15 days Loss of rent payable to the insured for maximum of six (6) months Personal Accident - Death or PTD up to maximum of Tshs 10,000,000  3. Premium Payment Plan Offering IPF with concessionary rate from the Bank while interest is covered by insurer. For Reliance Insurance Company (T) Limited  Authorized Signatory   4. FANAKA INSURANCE This policy covers the life of the insured while providing the policyholder an opportunity to save regularly over a specific period and get a lump sum amount on the policy at maturity. The plan offers a policy term option of 5-10 years and 11-20 years. On maturity of the policy term, policyholder receives a survival benefit of guaranteed returns on the investment from a range of 10% up to 20% of the sum assured and yearly accrued bonus depending on the policy term. Upon death of the policyholder, the family receives up to 175% of the sum assured and yearly accrued bonus depending on the nature of death. 5. FARAJA BENEFIT This is a funeral expense and permanent disability benefit offered to private account covering unforeseen events like Death and disability. Scope of cover Death of main member and spouse Total permanent disability  Benefit amount 4,000,000 in case of death and permanent disability for both account holder and spouse on Personal Accounts 4,000,000 in case of death and permanent disability for both account holder and spouse on Executive Accounts All the benefits of Faraja to Private account holders are free of charge.